Brickflow adds VAT bridging finance to platform

Brickflow has announced a new partnership with BloomSmith, a provider of unsecured VAT bridging loans for commercial property and land.

Brickflow is a digital marketplace for specialist property finance, connecting brokers and developers with more than 100 lenders.

The latest collaboration introduces VAT bridging finance to the Brickflow platform, giving brokers and borrowers a fast, cost-effective way to manage VAT payments on commercial property transactions.

If a property is elected for VAT, securing a VAT bridging loan can help buyers manage short-term cash flow without tying up equity or renegotiating with senior lenders. BloomSmith’s streamlined lending process means borrowers can receive funds within 48 hours of legals connecting. Once the loan term ends, HMRC repays BloomSmith.

Since its founding in 2015, BloomSmith has provided VAT loans against more than £275m worth of property.

Ian Humphreys, CEO and founder of Brickflow, commented: “The addition of BloomSmith to the Brickflow platform is an exciting development as we look towards a strong second half of 2025. We are dedicated to delivering holistic financing solutions to our clients, and expanding into bespoke VAT funding highlights the scope of the borrowing options we provide.”

Nigel Smith, CEO of BloomSmith, added: “Joining the Brickflow platform is central to our goal of supercharging BloomSmith’s future lending opportunities. As the UK’s largest commercial property finance marketplace, this partnership opens the door to numerous prospective borrowers who can benefit from VAT funding but may otherwise have been unaware of our provision.”

Last month, Brickflow partnered with NatWest, delivering live rates and real-time deal integration.