Afin Bank Partners with Brilliant Solutions

Afin Bank has partnered with Brilliant Solutions Mortgage Club and Packaging Panel. 

Afin Bank’s products are designed to help clients overcome the barriers of mortgage accessibility, such as foreign nationals living and working in England and Wales on a valid visa.

Afin Bank offers residential and buy-to-let mortgages for borrowers in England and Wales, particularly those from diaspora communities or foreign nationals who may struggle to get a mortgage because of their visa status or lack of UK credit history. 

They also seek to support self-employed borrowers who have more complex income arrangements or need to borrow based on forecasted income, as well as clients with professional qualifications who need to borrow at higher LTVs and LTI multiples.

James Briggs (pictured), intermediary sales director at Afin Bank, said: “Having worked with the team at Brilliant Solutions since 2013, this was an easy choice for us. Their enthusiasm and entrepreneurial spirit shines through in everything they do. In my experience, the Brilliant Solutions DAs are excellent problem solvers, always determined to find the right solution for clients.

"Having both the packager and club routes under one roof allows Afin Bank to spread its message far and wide, helping to improve financial inclusion amongst the underserved. It also means we can reach and support even more brokers and their clients.”

Michael Craig, managing director at Brilliant Solutions, said: "We’re thrilled to welcome Afin Bank to our lender panel. Their focus on visa clients and flexible, manual underwriting is exactly what many of our DA firms and network partners have been asking for. In a market that’s crying out for lenders willing to say ‘yes’ more often – particularly on non-standard cases – Afin delivers a proposition that stands out.

"Its ability to take a common-sense approach, backed by experienced underwriters rather than automated decline systems, gives advisers more confidence to place complex cases. With more clients than ever coming from diverse backgrounds and non-traditional circumstances, Afin Bank offers a much-needed solution that helps brokers support more customers and grow their business at the same time. We’re genuinely excited to see the difference this lender will make to our distribution.”