A broker guide to HMO licensing options
Phil Riches, sales director at Keystone Property Finance, takes a deep dive into the different types of HMO licensing schemes, explains the differences between licensing and planning requirements, and breaks down how brokers can guide landlords through licensing requirements.

The learning objectives for this article are to:
- Understand the three key licensing schemes.
- Identify the reasons why local authorities impose these schemes.
- Find out the differences between licensing and planning requirements.
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