Molo reduces UK buy-to-let rates by up to 0.49%

Molo, the specialist mortgage lender for UK and overseas landlords, has announced a reduction of up to 0.49% across its UK resident buy-to-let mortgage products.

Two-year fixed rates for standard buy-to-let products now start at 2.74%, while five-year fixed rates begin from 4.39%. These rates are available to both individuals and limited company landlords. 

Specialist buy-to-let products, including new builds, HMOs and multi-unit freehold blocks (MUFB), now carry only a 15bps premium over standard pricing. That means two-year fixed rates for these property types start from 2.89%, with no additional fees for larger properties (6+ rooms/units).  

Pricing for non-UK residents and expat borrowers remains unchanged, with rates starting from 5.69% and 5.24%, respectively, up to 85% LTV. 

Molo’s full buy-to-let product suite includes solutions for standard lets, limited companies, and specialist property types for UK and overseas landlords.  

Molo’s distribution director, Martin Sims, commented: “We are committed to providing Intermediaries with product offerings that help landlords stay competitive and agile in today’s fast-moving market. By reducing rates and maintaining simplicity across our specialist products, we are giving brokers more flexibility and landlords greater access to sustainable, affordable solutions, whether they are investing in a single property or growing complex portfolio.”