Together enhances mortgage range with new products and criteria
The specialist lender has enhanced its affordability calculator and increased its maximum loan sizes.

Together has launched a new discounted rate mortgage alongside a number of criteria changes.
The two-year discounted rate tracker mortgage is designed for people who don’t currently want to fix their mortgage rate due to high interest rates and want a mortgage where the rate could potentially reduce over the term.
It can used for first charge mortgages, including first-time buyers, shared ownership, right to buy, and second charge mortgages, including debt consolidation and carrying out home improvements.
Together has also announced a number of other changes across its product range, as well as enhanced its affordability calculator.
It will be allowing cross-charging against an existing buy-to-let security for regulated bridges, in line with customer needs. Additionally, the property lender has increased its refurbishment window on bridging loans from four weeks to eight, giving customers extra time to complete renovation projects before the property is marketed.
Finally, Together has increased its maximum loan size across second charge loans, first and second charge consumer buy-to-let loans, and first charge regulated bridging loans.
Tanya Elmaz, director of intermediary sales at Together, said: “At Together, we are keen to show that we maintain a healthy appetite for lending despite the economic turbulence the market has experienced over the past couple of years.
“The new discounted rate will give our customers the opportunity to make the most of the fluctuating market, with many economists expecting a downward rate environment over the next few months.
“Common-sense lending is at the heart of our ethos at Together, and our customers and partners are key to every decision we make.
“This new product will give more options to customers who want to see their payments move with market rates as an alternative to fixed rates which have dominated the market recently.”

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