The Right Mortgage launches The Right Packager proposition
The service will help advisers place challenging mortgage cases that may previously have fallen outside of mainstream lending criteria.
The Right Mortgage (TRM) group has announced the launch of a new proposition, The Right Packager.
The new in-house packager service has been designed specifically to support advisers working with complex, non-standard or specialist cases where identifying an appropriate lender can be difficult and time-consuming.
The Right Packager brings together a limited panel of specialist lenders who have demonstrated a commitment to supporting customers with diverse needs and property ownership ambitions.
Lender commitments include access to exclusive products, early and ongoing underwriting input, and procuration fees "commensurate with the additional work involved in complex cases".
The Right Packager has been created to complement advisers’ existing propositions, providing an additional route to market rather than replacing direct lender relationships. TRM says the service enables advisers to retain client ownership while benefiting from specialist knowledge and packaging expertise.
Ben Allen, managing director of The Right Mortgage & Protection Network, commented: “The Right Packager is about removing barriers for both advisers and their clients. Given we have an environment where mortgage cases are more complex and requiring of specialist solutions, we have decided to launch The Right Packager in order to help advisers meet this growing challenge.
“More cases now fall outside standard criteria, whether due to income structure, property type or client circumstances, and advisers may need deeper support to reach the right outcome without adding friction for the client.
“The Right Packager has been set up to give advisers that support while keeping them in full control of the client relationship. It allows advisers to retain ownership of the case, while benefiting from detailed placement and packager help, strong lender access and clear service standards. The aim is simple: to help advisers deliver complete solutions for all their clients.”
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