Suffolk BS cuts buy-to-let rates by up to 0.26%

Suffolk Building Society has announced rate reductions of up to 26bps on its fixed rate buy-to-let mortgages at 80% LTV.

Two and five-year fixed rate expat buy-to-let mortgages will both reductions up to 15bps, with two and five-year expat holiday let rates down by up to 19bps.

The Society’s standard and light refurb five-year fixed rates will both see a cut of 26bps, with a two-year buy-to-let rate reduced by 14bps.

In addition, two and five-year fixed rate holiday let products have decreased by 10bps and 14bps respectively.

Charlotte Grimshaw, head of intermediaries at Suffolk Building Society, said: “Landlords could do with some good news right now. With taxes on rental income due to change in 2027, and the changes brought about by the Renters Right Act (2025), landlords continue to face challenges and new normals. Cutting our buy to let rates is a practical way to offer support where we can.

“However, a great rate doesn't stack up unless it's backed by great criteria. So, alongside these reductions, we’re maintaining our flexible criteria to support borrowers who need a bit more headroom on some of the nuanced parts of their circumstances, whether they’re living abroad, or looking for a regulated buy-to-let for a family member.”