Skipton extends Delayed Start mortgage to home movers

Skipton Building Society has expanded access to its Delayed Start Mortgage, enabling more buyers to delay their first mortgage repayment by up to three months while settling into their new home.

The proposition, which launched in 2025, has already attracted more than £419m in applications.

Previously available to first-time buyers, the Delayed Start has now been extended to support home movers.

With Delayed Start, eligible customers can choose to delay their first mortgage repayment by one, two or three months, providing additional breathing space to manage upfront costs. 

The product is also available alongside Income Booster (JBSP), new build and shared ownership applications and can be used with Skipton's Track Record Mortgage, subject to eligibility criteria.

Jen Lloyd, head of mortgage products at Skipton Building Society, said: "Moving home can be both exciting and expensive. While the mortgage is often the focus, many of the financial pressures come from everything happening around the move itself, from furnishing a property and carrying out improvements to managing overlapping costs as households transition from one home to the next.

"The strength of customer demand for Delayed Start has reinforced what we've long believed: greater flexibility can make a meaningful difference at key moments in the home-buying journey. That's why we've taken the decision to extend the proposition beyond first-time buyers and make it available to more home movers.

"As a mutual, we're focused on finding practical ways to support customers through real-life challenges. Whether someone is buying their first home or moving up the ladder, they deserve products that reflect how people actually live, move and manage their money."