NatWest increases purchase and remortgage rates by up to 0.15%

Remortgage, first-time buyer and buy-to-let rates are among the latest increases.


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Wednesday 25th March 2026

natwest bank

NatWest has announced further rate rises across its residential and buy-to-let mortgage ranges, marking the fourth round of increases this month.

From tomorrow, all two-year fixed rate purchase products will increase by 0.15%, apart from 85% LTV rates which will see smaller rises of 0.10%.

The cheapest two-year fixed rate is now 4.47% at 60% LTV with a £1,495 fee.

Five-year fixes have also seen increases of up to 15bps, with 80% and 85% LTV rates seeing smaller rises of 10-12bps.

Five-year fixed rates now start from 4.64% at 60% LTV with a £1,495 fee.

All remortgage two and five-year fixed rates are also rising by 0.15%.

Two-year remortgage rates now start from 4.51% with a £1,495 fee and five-year rates from 4.64%.

In addition, all two-year purchase and remortgage tracker rates are increasing by 0.15%.

First-time buyer two and five-year remortgage rates have increased by between 10-15bps at 85% and 90% LTV, with green purchase and remortgage rates also seeing hikes of 10-15bps.

In NatWest's buy-to-let range, all two and five-year purchase and remortgage rates have increased by 0.15%.

The cheapest two and five-year fixed rate purchase products are now 4.74% and 4.83% respectively, with buy-to-let remortgage rates available from 4.16% fixed for two years with a £3,999 fee.

In addition, two and five-year fixed rate further advance product rates are rising by 0.15%.

Rozi Jones - Editor, Financial Reporter

Author:
Rozi Jones Editor, Financial Reporter
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