Century Capital reduces Century PLUS rates to 0.75%

The lender is expanding its offering beyond the prime property sector.


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Monday 19th May 2025

house price mortgage percent down up rate

Century Capital has announced a 14bps rate reduction across its Century PLUS product range, with rates now starting from 0.75%.

Century Capital says the move enables it to lend for a broader range of borrowers — not just the prime, ultra-luxury space it is traditionally known for.

Century PLUS is available for residential properties across England, for loans ranging from £250,000 to £2.5m. 

Rates for first charges now begin at 0.75% fixed per month, down from 0.89%, and from 0.79% for second charges. 

Luke Navin, managing director at Century Capital, commented: "We are excited to announce these reduced rates for Century PLUS. This product range is designed to make our lending more accessible while retaining the tailored structuring and deliverability that brokers and borrowers have come to expect from us. 

"With additional firepower from a recent funding round, we're in a strong position to support a more diverse pipeline of deals."

Rozi Jones - Editor, Financial Reporter

Author:
Rozi Jones Editor, Financial Reporter
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